In a bowl, with an electric mixer, mix the cream cheese and sugar until well blended. Spread the cheese mixture into a round glass pie baking dish. Chill for one hour. Spread the caramel topping over the cream cheese mixture in the dish. Chop the Skor bars into small pieces and sprinkle over the caramel topping. Serve with peeled or unpeeled apple slices

Tip:
To help keep apples from turning brown place apple slices in a large zip lock freezer bag with sprite or 7 up with just enough to cover and store in the refrigerator until ready to use .Just lightly pat dry with paper towels before serving.